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Divorce and Housing

A divorce means that at least one of the parties has to move. This raises a lot of questions these days: Can one of you continue to live in the home or should it be sold? What are the options for purchasing a new home? What does this mean for the monthly costs?

To provide answers to these questions during the divorce process, Raad & Daad has an exclusive partnership with De Hypotheker.

This way you have both a mediator and a mortgage advisor at your fingertips and you are completely unburdened during the entire process.

Everything arranged under one roof together with De Hypotheker

You have enough on your mind during a divorce. Apart from emotional decisions, you also have to make many practical decisions. Owning a home with a mortgage often makes the situation even more complicated. For this reason, Raad & Daad has an exclusive partnership with De Hypotheker – the largest and best-known independent mortgage advisor in the Netherlands.

One of the MfN registered mediators from Raad & Daad, Advies & Mediation B.V. will help you with divorce and housing. The mediatort will aid you in making agreements about the marital home, the children, alimony, the division of assets and debts and pensions. The mediator will record the agreements made for you in a divorce agreement and a possible parenting plan.

The appointments take place at one of De Hypotheker’s branches; so we always have a location nearby. You are also entitled to a free and non-binding consultation with an advisor from De Hypotheker. This way, before signing the agreement, you know how much you can borrow and what your housing costs will be after the divorce; this provides clarity.

The divorce will then be applied for by the lawyer at the court. The divorce is granted on this basis. Finally, the lawyer will ensure that the divorce decree is registered in the civil status registers. The mediator is also your permanent point of contact during this process.

This way you can be sure that everything has been arranged properly at the end of the journey.

Divorce and living is possible for a fixed price determined in advance. You may also be eligible for a government contribution towards the costs of the mediation.

What we offer

  • Specialized MfN-registered mediator
  • Expert and independent guidance
  • Office of De Hypotheker nearby
  • Legal and tax advice
  • Independent alimony calculation
  • Drawn up divorce settlement and parenting plan
  • Dissolution proceedings in court
  • Consultation with De Hypotheker
  • A predetermined price
  • All in English

What we ask

  • The willingness to sit down together
  • The intention to find a solution together
Request quote
Our roadmap

Our Roadmap

The decision to divorce has been made. What now?
Our roadmap to help you out!

Nieuws en blogs

Where can you find us?

We operate throughout the Netherlands. Through the exclusive collaboration with De Hypotheker – the largest and best-known independent mortgage advisor in the Netherlands – we always have an office near you.

The collaboration with De Hypotheker also ensures that you have a clear idea during the divorce process of how much you can borrow for a home and what the housing costs will be after the divorce; this provides clarity.

You can call us on telephone number 085-0091850 for questions or to make an appointment.

Where can we assist you? Find a location here:
06 July 2025
Uitstekend

Alles was prima geregeld! Hele fijne mediator.
Alles ging netjes volgens afspraak, werd goed op de hoogte gehouden en de scheiding was verder keurig geregeld.

Linda, Hoorn
Mediator Martijn Sprenger
06 July 2025
Snel en vakkundig afgehandeld

Duidelijke offerte, fijn gesprek, heldere terugkoppeling van de stappen in het proces.

Danielle, Spijkenisse
Mediator Kim van den Heuvel
04 July 2025
Duidelijke uitleg over de gang van zaken.

We zijn vriendelijk , online, te woord gestaan door een kundig persoon.
Goede uitleg gekregen over de voors en tegens van ons convenant.
Ik ben in elk geval zeer tevreden over de snelle afwikkeling van onze scheiding.

Bennie, Ter Apel
Mediator Femke Bergmans
04 July 2025
Vriendelijk, efficient en daadkrachtig.

Zeer goede ervaring bij zowel de mediator als de advocaat. Werd goed geluisterd naar de wensen en er werd snel en efficient gewerkt. Zeer vriendelijke mensen en een vlot verloop van alles wat moest gebeuren.

Marco, Heerhugowaard
Mediator Hilde Visser
03 July 2025
Buitengewoon goed geholpen en afgehandeld

De betrokkenheid van de mediator is in alle opzichten heel groot. De belangen van betrokken partijen worden goed bewaakt en in alle openheid besproken. De ondersteuning van de mediator vanuit kantoor is heel goed georganiseerd evenals de verdere afhandeling van de hele procedure.

Willem, Zeewolde
Mediator Floor van den Berg
02 July 2025
Goed

Info goed en op tijd.

Margriet, Velsebroek
Mediator Danielle Naeijé
02 July 2025
We hebben de begeleiding als heel prettig ervaren.

Raad en daad heeft ons enorm goed geholpen. Hun expertise en luisterende oor hebben bijgedragen aan een goede afhandeling. We zijn meer dan tevreden, en zijn Floor dankbaar voor haar begeleiding.

A, Vaassen
Mediator Floor van den Berg
30 June 2025
Snel geregeld, vriendelijk geholpen!

Snel geregeld, vriendelijk geholpen!

Mitchell Oostmeijer, Almere
Mediator Kim van den Heuvel
27 June 2025
Goed

Het ging snel en prettig. Kan ook zijn doordat mijn ex en op goede voet uit elkaar gingen.

Marieke, Borculo
Mediator Floor van den Berg
27 June 2025
Onze scheiding netjes en snel geregeld.

Onze scheiding netjes en snel geregeld.

Mario Groen, Ridderkerk
Mediator Hilde Visser

Frequently asked questions

What are the costs of divorcing with an own home?

We think it is important that you have a good estimation of ​​the costs of the divorce in advance. We are as transparent as possible about this. However, the costs of a divorce are not the same for everyone. For example, you may be eligible for a contribution from the government towards these costs. For that reason, we first want to have a better understanding of your situation.

For a customized cost estimate, complete the form on the website or contact us by telephone.

The first consultation with an advisor from De Hypotheker is completely free and without obligation. After this conversation, the advisor will provide a quote.

How long does the process of divorcing with an own home take?

In most cases, the divorce must first be finalized before the mortgage can be arranged. Including the court, the entire divorce procedure takes approximately two to three months.

If, after the intake interview, you decide to continue with De Hypotheker, the advisor will provide advice and have the mortgage adjusted or take out a new mortgage for one or both partners. This is usually arranged within three months.

Am I obliged to work with De Hypotheker?

The collaboration with De Hypotheker is completely without obligation. You are therefore not obliged to talk to an advisor from De Hypotheker if you apply for divorce with us.

Is the decision to divorce final?

Is the decision to part ways final or are there still alternatives?

Has the decision to part ways been finally made? Then the next step is to decide how you will arrange the divorce.

How do we get divorced?

It is preferable to arrange the divorce together. This can be done completely online or through mediation. This solution is always faster and cheaper. Moreover, you make your own agreements about the consequences of the divorce.

Are you unable to reach an agreement together? Then everyone must hire their own lawyer.

Where are we going to divorce?

You can arrange the divorce together with the help of a mediator. But how do you choose a good mediator?

Choose an experienced MfN-registered mediator, specialized in family law. Investigate whether you are eligible for an addition. Request different quotes. View the mediator’s reviews and make a choice together.

Filing for divorce

Made a choice together? Then make an appointment for an initial consultation. Make sure you have a good idea of ​​the costs and what you can expect from the conversation in advance.

The mediator informs you about your rights and obligations. The mediator also guides you in making good agreements.

Record agreements

The agreements made are recorded by the mediator in a divorce agreement. Do you have minor children together? The agreements about the children are then recorded in a parenting plan.

After signing these documents, your file will be forwarded to the lawyer.

Finalize the divorce

The lawyer draws up a petition and submits it to the court. The court pronounces the divorce and makes the divorce agreement and parenting plan part of this decision. This statement is called the decree.

The divorce is final after the decree has been registered in the civil status registers.

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